Razorpay gets RBI’s approval for cross-border payment aggregator licence

Indian businesses using Razorpay can now accept payments in over 130 currencies through various methods.

Fintech firm Razorpay on Tuesday secured the Reserve Bank of India’s licence for cross-border payment aggregation. The approval places Razorpay among a select cohort of fintechs permitted to facilitate both inward and outward cross-border payments with complete regulatory oversight, the company said in a statement. 

A cross-border payment aggregator licence essentially allows a company to provide various cross-border services to its customers, including currency conversion, foreign exchange hedging facility, recurring cross-border payments, export bill discounting service (to the seller), and proxy identifiers such as QR codes, among others.

Through Razorpay, Indian businesses can accept payments in over 130 currencies …

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Sonal Choudhary

Sonal Choudhary is a writer at The Morning Context. She writes on India's rapidly evolving startup landscape with a focus on the role played by technology in finance and banking.

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sonal@mailtmc.com

Mumbai