banking
26 ARTICLES
Arun Khurana resigns as IndusInd Bank deputy CEO
The resignation comes amid regulatory scrutiny over irregularities in the bank’s derivatives portfolio.
28 Apr 2025
High attrition is the bane of India’s private banks
The increasing convergence of sales and service functions, with consequent non-stop pressure to meet targets, has seen employees jump ship in droves. This has the potential to adversely impact the financial institutions’ health.
05 Jan 2025
The bank stress storm everyone knows is coming (but no one wants to talk about)
Personal loans in India have seen excessive growth, fuelling risky investments like speculative trading. Things will not end well for lenders when the music stops playing.
24 Oct 2024
What is the Unified Lending Interface and will it open a new can of worms?
While digitization of information and maintaining a single repository of financial and non-financial data will allow greater ease of access and cut loan processing time, it will also make sensitive data that much more vulnerable.
01 Sept 2024
SEBI warns ICICI Bank over ‘inappropriate’ I-Sec outreach
The regulator’s warning comes after complaints from ICICI Securities’s shareholders alleging that bank officials pressured them to vote in favour of the delisting.
06 Jun 2024
Indian banking’s inconvenient truths
Improved NPA ratios seem to indicate that Indian banks have turned a corner when, in reality, the reasons behind the record low numbers point at serious emergent risks.
03 Jun 2024
Real-money gaming companies could face an RBI blow
The grouping of the sector alongside betting and gambling firms in the tax regime opens up the prospect of the central bank denying it access to payment gateway services.
03 Oct 2023
Who is steering BharatPe?
The fintech company hasn’t had a full-time CEO since January and a number of its top executives have left recently. Filling the leadership vacuum will be crucial to retaining investor interest.
27 Sept 2023
Fino Payments Bank’s status upgrade won’t be easy
A licence to operate as a small finance bank will allow the fintech company to grant loans and collect more deposits, but the transition will entail fixing its less-than-favorable shareholding structure.
13 Sept 2023
Five takeaways from Global Fintech Fest 2023
Beyond the grandeur of the industry’s three-day shindig lie several challenges for India’s fintech ecosystem.
12 Sept 2023