credit cards

18 ARTICLES

credit cards
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Out to list, Pine Labs is a hardware business pretending to be a fintech

Its core POS machine business is small and growing slowly, and the company has done little else to justify its high valuation.

10 Jul 2025

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What is the Unified Lending Interface and will it open a new can of worms?

While digitization of information and maintaining a single repository of financial and non-financial data will allow greater ease of access and cut loan processing time, it will also make sensitive data that much more vulnerable.

01 Sept 2024

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ICICI Bank puts thousands of credit cards on public display

After customers flag glitch on the mobile banking app, bank blames wrong mapping of new credit cards.

25 Apr 2024

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Double whammy leaves Axis Bank credit card users reeling

A spree of unauthorized international transactions add to the woes of credit card customers impacted by the withdrawal of promised benefits. Will the private lender contain the fallout?

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India’s credit card industry is undergoing a clean-up

Amid a crackdown by the RBI and dubious practices plaguing the industry, major banks are trimming many of their credit card offerings despite their popularity and business potential.

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RBI sets a tough test for Slice-NESFB merger

The central bank’s approval is contingent on the fintech and the ailing lender fulfilling a number of conditions stipulated by it for the deal to pass muster.

12 Oct 2023

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Axis Bank, SBI get stricter on credit cards

Axis, in particular is making its rewards programme less lucrative while also cracking down on potentially fake payments—something we’ve discussed before.

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CRED’s euphoria era is over

Kunal Shah’s fintech startup is finally getting serious about business—but can it grow revenue and pull off a mix of products in time to break even in the next nine months?

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A credit card bubble is brewing but no one wants to talk about it

The government wants to tax credit card transactions abroad but is missing a potentially bigger misuse of the instrument at home—fake rent payments.

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RBI wants to add Visa, Mastercard credit cards to UPI soon

The inclusion of the two largest card networks is expected to benefit all stakeholders, but NPCI, which runs the digital payments system, may have other ideas.