upi
49 ARTICLES

Who should solve the UPI Autopay menace?
The feature has attracted a whole host of startups taking people for a ride. The problem is now large enough for an efficient regulator to step in.
13 Sept 2025
UPI data reveals uncomfortable trends
The latest digital spend numbers released by NPCI reveal stress in both consumption and household finances. Will the incongruence with the government’s narrative make this exercise a one-off?
12 Aug 2025
Paytm has steadied the ship
Vijay Shekhar Sharma’s fintech has reported its first operationally profitable quarter. However, he will need to wait to win back the regulator’s trust for Paytm to scale further.
22 Jul 2025
Out to list, Pine Labs is a hardware business pretending to be a fintech
Its core POS machine business is small and growing slowly, and the company has done little else to justify its high valuation.
10 Jul 2025
Razorpay invests $30 million in consumer UPI startup POP
The investment signals Razorpay’s expansion from core payment infrastructure into consumer payments.
17 Jun 2025
Flipkart secures NBFC licence
It is the first e-commerce company that the RBI has given permission to directly give loans.
05 Jun 2025
MobiKwik can see light at the end of the tunnel
A crash in lending saw the fintech end the financial year in the red. But its payments business is going strong, and the worst may be over in the loans business.
20 May 2025
Is the worst over for Paytm?
Vijay Shekhar Sharma has focused on improving compliance, cutting costs and recovering market share after the RBI shut down his payments bank last year. The fintech major is yet to recover to its earlier highs, but its turnaround is gathering momentum.
27 Feb 2025
PhonePe begins preparations for IPO
This comes a little over two years after the Walmart-backed digital payments company shifted its domicile back to India from Singapore.
20 Feb 2025
Can WhatsApp fix its payments business in India?
The messaging giant is a minnow when it comes to payments. Relief from NPCI could be just the fillip it needs to finally take on leaders PhonePe and Google Pay.
13 Jan 2025