Why collateral-free loans are under RBI scanner

Although small loans could boost consumption and help with investments in small businesses, the unsecured nature of these loans—no matter how small—poses a systemic risk if left unchecked.

20 November, 20231 min
0
Why collateral-free loans are under RBI scanner

You may also like

Business
Story image

India’s oldest biscuit brand dwells on consumption trends

After a year of inflation, GST resets and uneven demand, Parle reflects on what still drives India’s mass market consumption.

Business
Story image

2025: A terrific year for macroeconomic management of the economy

The economy grew strongly despite several headwinds, with the policy responses mostly fitting the need. How sustainable is the growth rate, though?

Business
Story image

Another see-saw year for markets ahead?

2025 was a year of many contrasts for India’s stock market. The big hope for 2026 is of foreign investors coming back, as valuations temper and earnings growth picks up.