navi
11 ARTICLES

RBI reverses restrictions imposed on Sachin Bansal’s Navi Finserv
The curbs, over ‘usurious pricing’, have been removed after multiple rounds of interaction between the NBFC and the regulator.
02 Dec 2024
Instant digital loans: convenience comes with a heavy cost
After a crackdown on predatory Chinese loan apps, established local players like Paytm have entered the market for short-term loans—but with annualized rates as high as 50-60%.
29 Aug 2023
Decoding Zerodha’s passive mutual fund bet
After disrupting India’s stockbroking industry, Nithin Kamath wants to repeat the trick in mutual funds. In choosing to deal only in passive funds, he has yet again gone against the conventional playbook.
23 Aug 2023
Sachin Bansal’s Navi has a microfinance headache
RBI’s refusal of a banking licence for Chaitanya India Fin Credit seems to be forcing him to either cut his stake in the business or cash out.
11 Apr 2023
Sachin Bansal’s Navi is struggling in insurance
Navi General Insurance is reeling under the weight of unstable leadership, excessive digital dependence and regulatory issues.
17 Mar 2023
Bajaj Finserv could be the disruptor mutual funds need
The financial services conglomerate, with its extensive network of agents and branches, could help cut the reliance on third-party distributors.
07 Mar 2023
Why is Sachin Bansal taking Navi public?
The three-year-old fintech seems to think a listing will boost its chances of getting a bank licence. Does it stand a chance, given its missteps?
15 Mar 2022
Sachin Bansal’s banking dream under scrutiny and why NSE’s IPO must be scrapped
The RBI has concerns about the former Flipkart boss’s fitness to run a bank and so should SEBI on NSE’s plans to go public.
17 Feb 2022