/
•
•
Context is everything.
Detailed stories on technology startups, business and economic current affairs.
Detailed stories on technology startups, business and economic current affairs.
Frustrated in its attempts to drum up deposits to bring down its alarming credit-deposit ratio, the private sector lender is left with no option but to put its legacy loan book on the block. Will it find takers?
HDFC Bank has decided to swallow a bitter pill and sell off its builder loans, worth about Rs 1 lakh crore, according to a person with direct knowledge of the matter.
“The bank has decided to sell off its builder loans. This will substantially reduce its loan book,” says this person, requesting anonymity. Four other people, including three from HDFC Bank, have confirmed the development to The Morning Context.
The move is significant given how vital it is for HDFC Bank to trim its almost Rs 25 lakh crore loan book at the soonest, so it can undo some of …
Aggressive expansion, continued dependence on its parent for business, and an adverse shift in the product mix weigh on profitability as well as investor sentiment.
The beleaguered lender outperformed larger rivals—and itself—on several metrics in FY26, but one-offs and a still weak retail engine keep its investors on edge.
Atanu Chakraborty’s resignation does not appear as damaging as the bank’s response to it. The ‘all is well’ narrative needs an independent audit.
