The Fintech Review helps explain what's going on in the world of financial technology, every second Tuesday.
Published completed
About the Author
Ashwin Manikandan
Ashwin Manikandan
Ashwin covered fintech and banking at The Morning Context. Previously, he was at The Economic Times, where he worked across the finance, tech and startup verticals, breaking stories related to India’s banking system, startups in the new economy, digital payments, insurance and cryptocurrencies.
Featured Newsletter
RBI’s cloud storage plans should worry Big Tech in India
The proposed cloud facility could eventually help banks reduce their dependence on foreign tech giants for storing data.
Recent Editions
PhonePe speeds up its prep for a 2025 IPO
The digital payments startup restructures its leadership to push into new areas of operations and achieve profitability—all in the space of under a year.
14 Nov 2023
Five takeaways from Global Fintech Fest 2023
Beyond the grandeur of the industry’s three-day shindig lie several challenges for India’s fintech ecosystem.
12 Sept 2023
Axis Bank, SBI get stricter on credit cards
Axis, in particular is making its rewards programme less lucrative while also cracking down on potentially fake payments—something we’ve discussed before.
01 Aug 2023
Why has RBI ramped up scrutiny of third-party tech partnerships?
Ambiguous technology tie-ups between regulated entities and third-party platforms pose complex regulatory challenges.
04 Jul 2023
Older Editions
Behind IRDAI’s move allowing startups into life insurance
With three tech-focused firms getting the regulator’s approval to venture into life insurance, it is hoped competition will heat up in a sector that has remained largely stagnant for over a decade.
20 Jun 2023
RBI’s new KYC rules confound banks
The central bank’s directive to intensify scrutiny of customers onboarded through Central KYC or DigiLocker seems to be at odds with the government’s Digital India mission.
06 Jun 2023
A credit card bubble is brewing but no one wants to talk about it
The government wants to tax credit card transactions abroad but is missing a potentially bigger misuse of the instrument at home—fake rent payments.
23 May 2023
ZestMoney’s failed buyout is the last nail in BNPL coffin
The concerns flagged by PhonePe owner Walmart for not going ahead with the acquisition are emblematic of all that’s wrong with the buy now pay later business in India.
04 Apr 2023
When autorickshaws meet fintech
Namma Yatri, an app built on the Beckn protocol, could open new opportunities for fintech startups in urban transportation.
28 Mar 2023