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Context is everything.
Detailed stories on technology startups, business and economic current affairs.
Detailed stories on technology startups, business and economic current affairs.
While the earnings have been encouraging, the real challenge lies in addressing the slowing deposit growth and leadership uncertainty.
Over the weekend, four leading banks announced their results for the quarter ended December 2025. The numbers, which vary considerably, are worth a look.
RBL Bank reported a 555% year-on-year jump in net profit on the back of reduced provisions. Next up is Yes Bank, with a 55% increase. Then there is HDFC Bank, which clocked a 12% rise. And finally, ICICI Bank, which had to settle for a 4% decline in net profit. The Reserve Bank of India’s supervisory review forced the bank to create additional provisions worth Rs 1,283 crore on agricultural loans.
These numbers, however, are just …
Aggressive expansion, continued dependence on its parent for business, and an adverse shift in the product mix weigh on profitability as well as investor sentiment.
The central bank’s shift to a 100% collateral requirement threatens to erode leverage, reduce volumes and force a consolidation across prop desks.
The beleaguered lender outperformed larger rivals—and itself—on several metrics in FY26, but one-offs and a still weak retail engine keep its investors on edge.
