rbi
27 ARTICLES
On CEO selection, RBI and private banks do not see eye to eye
The regulator is pushing for incumbents to be replaced with candidates from outside (and shorter tenures), while the banks continue to set store by continuity and stability.
20 Jun 2024
India’s already loss-making payments industry gets shaken up again
The RBI’s latest draft guidelines to regulate payment aggregators have sparked concerns about a potential increase in the cost of doing business.
28 Apr 2024
The RBI is looking at regulating AI in banking
In the coming months, the central bank is likely to introduce short-term measures to address risks around data security and governance in the use of AI by banks and fintech firms.
10 Mar 2024
RBI plans to revive once-shelved idea for NPCI rival
The central bank hasn’t completely abandoned the plan to create an alternative to India’s flagship payment processor. But the competing consortiums, including the likes of Reliance, Tata, Google and Meta, still have a long way to go.
03 Jan 2024
RBI’s cloud storage plans should worry Big Tech in India
The proposed cloud facility could eventually help banks reduce their dependence on foreign tech giants for storing data.
12 Dec 2023
The RBI is set to crack down on P2P lending
The central bank has serious concerns about how peer-to-peer lending companies are marketing themselves and partnering with fintechs—and regulatory action is imminent.
10 Nov 2023
Real-money gaming companies could face an RBI blow
The grouping of the sector alongside betting and gambling firms in the tax regime opens up the prospect of the central bank denying it access to payment gateway services.
03 Oct 2023
Five takeaways from Global Fintech Fest 2023
Beyond the grandeur of the industry’s three-day shindig lie several challenges for India’s fintech ecosystem.
12 Sept 2023
RBI has a payment gateway problem
Even as top payment processors like Razorpay, PayU, Paytm and Cashfree are going all out to get the much-needed licences and resume onboarding merchants, the hold-up is hurting aspiring startup founders.
08 Aug 2023
Why has RBI ramped up scrutiny of third-party tech partnerships?
Ambiguous technology tie-ups between regulated entities and third-party platforms pose complex regulatory challenges.
04 Jul 2023