What goes on behind the scenes at BharatPe?

The three-year-old fintech is poised to realize CEO Ashneer Grover’s vision of banking. But many questions remain.

Here's a young fintech startup—a little over three years old—that is soon to be one half of an honest to goodness bank.

The company, which has in just a couple of years of operations built a name for itself by getting small businesses across India to accept payments using QR codes and UPI, has for some time now been pushing hard on building out its lending business. In fiscal year 2020-21, it disbursed about Rs 1,600 crore in loans, on the back of partnerships with non-bank and P2P lenders. But for Ashneer Grover, co-founder and CEO of the Delhi-based startup, …


Arti Singh

Arti is a former writer at The Morning Context. She previously worked with publications such as ET Prime, VCCircle, Firstpost and EETimes. Arti has keenly tracked the evolution of financial technology in India and written some of the defining pieces on the ecosystem as it birthed and matured. Even when not writing about it, she loves to dissect the revenue models, margins and regulations that are shaping the sector.