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IRDAI wants to fix a model where distributors chasing high commissions push unsuitable policies, hurting customers. The regulator should brace for a major industry pushback.

Editor's note: The only copy you need to read to understand and appreciate the IRDAI's proposed reforms for the industry.
Last week, India’s insurance regulator proposed sweeping reforms that could overhaul how insurance as a product is priced and distributed. Whether you are an insurance customer, work in the insurance or banking industry, or are an investor with exposure to financial services companies, these changes could affect you.
At the heart of the debate are a couple of proposals in a two-part consultation paper released on 23 September by the Insurance Regulatory and Development Authority of India. One limits how much insurers can pay sellers, depending on the product and who is selling it. The other limits how much insurers …
There’s little that stands out about the BSE Saatvik 100 and the Nifty500 Ahimsa.
Its lending business is doing the heavy lifting while payments and asset management lag, raising questions over its full-stack narrative.
Gujarat’s pollution trading experiment could become the model for a national framework on pricing emissions.