Bhargavi Ramadugu
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Bhargavi Ramadugu is an entrepreneur and financial services professional with over 16 years of experience spanning digital products, strategy, sales, operations and insurance distribution. She has worked across insurers, financial inclusion organisations and InsurTech startups, including HDFC Life, Women’s World Banking and National Insurance. She is the Founder & CEO of CleverNav, an AI startup building a domain intelligence layer and AI products for insurance sales and servicing, and an alumna of the Indian School of Business (ISB).
Featured Story
The great Indian insurance overhaul
IRDAI wants to fix a model where distributors chasing high commissions push unsuitable policies, hurting customers. The regulator should brace for a major industry pushback.
29 Sept 2026
