hdfc bank
15 ARTICLES
HDFC Bank’s supposed can of worms needs to be opened and investigated
Atanu Chakraborty’s resignation does not appear as damaging as the bank’s response to it. The ‘all is well’ narrative needs an independent audit.
19 Mar 2026
Q3 earnings lay bare $5 billion migraine for four of India’s top banks
While the earnings have been encouraging, the real challenge lies in addressing the slowing deposit growth and leadership uncertainty.
18 Jan 2026
The rot at HDFC Bank’s Dubai branch goes deep
The AT1 bond misselling allegations shine a light on the lack of oversight and may end up costing India’s largest private bank dearly.
02 Oct 2025
HDFC Bank charged with ripping off NRI depositors. Now it is set to pay
Allegations of misselling risky AT1 bonds to retail investors come as a new headache for India’s largest private bank. The regulatory backlash could leave a $100 million hole in its books.
24 Jul 2025
NBFC arm’s listing signals fresh pain for HDFC Bank
The private sector lender must, perforce, list HDB Financial Services by September 2025. Besides a time crunch, it has to contend with an RBI proposal that could put paid to its valuation hopes—all in the midst of battling crises within.
28 Oct 2024
HDFC Bank to hawk its Rs 1 trillion builder loan book to avert a crisis
Frustrated in its attempts to drum up deposits to bring down its alarming credit-deposit ratio, the private sector lender is left with no option but to put its legacy loan book on the block. Will it find takers?
25 Jul 2024
HDFC Bank creates another crisis
The private sector bank’s no-holds-barred quest to bump up deposits (and cut back on credit) has only hurt its profitability and put off investors.
26 May 2024
HDFC Bank is in a spot. Does it have a way out?
Amid the rout in the stock, no one is talking about the private sector lender’s alarmingly high credit-deposit ratio—a key measure of stability—and the management’s lax approach to the problem.
14 Feb 2024
Inside HDFC Bank’s digital overhaul
The country’s largest private sector bank has received brickbats from consumers and the regulator for its clunky and outdated systems. It seems to have learnt a lesson.
30 May 2023
Hacks, leaks, spam and band-aid solutions
A proposed central telecoms subscriber database and an alternative caller ID service that uses KYC data with telcos will end up creating more issues than they hope to resolve.
14 Mar 2023
