hdfc bank
11 ARTICLES
NBFC arm’s listing signals fresh pain for HDFC Bank
The private sector lender must, perforce, list HDB Financial Services by September 2025. Besides a time crunch, it has to contend with an RBI proposal that could put paid to its valuation hopes—all in the midst of battling crises within.
28 Oct 2024
HDFC Bank to hawk its Rs 1 trillion builder loan book to avert a crisis
Frustrated in its attempts to drum up deposits to bring down its alarming credit-deposit ratio, the private sector lender is left with no option but to put its legacy loan book on the block. Will it find takers?
25 Jul 2024
HDFC Bank creates another crisis
The private sector bank’s no-holds-barred quest to bump up deposits (and cut back on credit) has only hurt its profitability and put off investors.
26 May 2024
HDFC Bank is in a spot. Does it have a way out?
Amid the rout in the stock, no one is talking about the private sector lender’s alarmingly high credit-deposit ratio—a key measure of stability—and the management’s lax approach to the problem.
14 Feb 2024
Inside HDFC Bank’s digital overhaul
The country’s largest private sector bank has received brickbats from consumers and the regulator for its clunky and outdated systems. It seems to have learnt a lesson.
30 May 2023
Hacks, leaks, spam and band-aid solutions
A proposed central telecoms subscriber database and an alternative caller ID service that uses KYC data with telcos will end up creating more issues than they hope to resolve.
14 Mar 2023
HDFC Bank’s big retention problem
With junior-level employees leaving in droves, the bank faces a challenge to its plan to double its branch footprint in five years.
04 Aug 2022
Is HDFC’s merger with its subsidiary a bailout plan?
The mortgage lender’s books are not in the pink of health. A merger offers its chairman a shot at glory.
02 Jun 2022
Why HDFC Bank is taking over its parent
The move was long-awaited yet came as a surprise to the industry, driven in large part by a changing of the guard.
04 Apr 2022
A muddled start for HDFC Bank’s Sashidhar Jagdishan
A year in as chief, it looks like an uphill battle as the bank continues to window dress its metrics and gloss over questionable practices.
03 Jan 2022